Whether you own or operate a small or large business, or if you are starting a new business, the agents of the DeVito Agency will assist you in making sure you are properly covering your business. We understand the specific needs each business needs and will work hand in hand with you making sure we obtain the broadest coverage for you with the most affordable premiums. Each business has specific needs, but one of the most important coverages all businesses need is their liability insurance. Our liability policies include coverage for:
- General, Products, & Completed Operations
- Fire Damage Liability
- Personal & Advertising Liability
- Medical Payments
Depending on the type of business you have we can also make sure you have Blanket Additional Insured Coverage, Waiver of Subrogation Coverage, Contractual Liability, and Primary Non-Contributory Liability.
If you own property it is just as important to make sure you have the proper coverage for said property. In the event of a loss you want to properly protect your buildings, furniture, fixtures, equipment, inventories, business records, business income, and other physical items.
Some of the specialized areas we provide coverage for are: Contractors (including but not limited to Carpentry, HVAC, Landscape, Electrical, Masonry, Concrete Construction, Painting), General Contractors, Snow Removal, Condominium & Apartments, Lessor Risk Buildings / Shopping Centers (Properties owned by an individual but occupied by others), Offices, Restaurants, Fast Food Establishments, Manufacturers & Distributors, Auto Repair & Collision Shops, New & Used Car Dealers.
Your business may have one or two vehicles (Non-fleet) or ten or more vehicles (fleet). You may have a personal passenger car, trucks, or a combination. Regardless how many vehicles you have and what type of vehicles you have, you need the proper protection. Working with you the DeVito Agency will make sure you have the proper liability limits, include comprehensive and collision coverage on the vehicles desired.
The Commercial Automobile policy we provide for you will be tailored specifically to your business needs.
Workers Compensation provides coverage for those employees that may become hurt on the job, or that incur a disease from the course of their employment. For an employee to be covered for this coverage the incident must be accidental, and the diseases covered must be unique to their occupation.
- Property Managers
- Real Estate Agencies & Salespersons
Our Agency has access to a majority of the top rated insurance carriers offering the specific Professional Liability those professional’s need.