Authorization of Use

The DeVito Agency hereby authorizes any person to access this Website for informational purposes only. The DeVito Agency reserves the right to terminate access to this Website at any time without notice. The data, information and material included in this Website is copyrighted by The DeVito Agency. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied or reproduced without the prior written consent of The DeVito Agency.

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No Warranties

The user of this Website assumes all responsibility and risk for the use of this Website and the Internet generally. The DeVito Agency, and its affiliated companies, disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement.

The DeVito Agency and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Website without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Website.

No advice or information given by The DeVito Agency or its affiliated companies shall create any warranty. Neither The DeVito Agency nor its affiliated companies warrant that the data, information and material included in the Website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this Website is free of viruses or other harmful components.

Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.

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Disclaimer of Liability

In no event shall The DeVito Agency or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.

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Disclaimer for Links

Although this site includes links providing direct access to other Internet sites, The DeVito Agency and its affiliated companies take no responsibility for the content or information contained on those other sites, and do not exert any editorial or other control over those other sites.

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Electronic Communications

The DeVito Agency will not be deemed to have accepted any electronic communication unless The DeVito Agency provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If The DeVito Agency sends any electronic communication, The DeVito Agency will assume the communication was received intact by the intended recipient. The recipient of such message must notify The DeVito Agency if the transmission was not received or was not received in a readable format.

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Security

Despite the security measures taken by The DeVito Agency, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and The DeVito Agency disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote and is concerned about maintaining the security of their personal information may mail the information to The DeVito Agency.

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Privacy Statement

The DeVito Agency is committed to protecting your privacy as a visitor to this Website and as our customer. To our visitors and to our customers, we offer this pledge:

The DeVito Agency is the owner of the information collected on this Website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as disclosed in this Privacy Policy.

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Information Collection

We will ask you to provide your personal information when you enroll for coverage, purchase an insurance policy, send email communications, or complete web forms on this Website. When you enroll for an insurance policy at The DeVito Agency, we may request your name, home address, mailing address, telephone number, and email address. This information is provided to insurance carriers to establish you as a policyholder.

We maintain records of your information at the offices of The DeVito Agency in order to provide ongoing service. Employees of The DeVito Agency are required to sign confidentiality and nondisclosure agreements and are trained to protect customer information.

When you purchase an insurance policy, premium payments made by credit card are not stored after authorization. A transaction number will be provided for reference. If payment is made by personal check, a copy of the check may be retained in your file.

Information submitted through forms or email may be shared with third parties such as insurance carriers and affiliates in the normal course of business.

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Cookies

We transmit non-personally identifiable information to third-party service providers (e.g., Google) to collect website statistics and improve services. Cookies may be used to identify visitors during an active session. Cookies expire once the session ends or after 20 minutes of inactivity.

You may refuse cookies through your browser settings, though some site functionality may be limited.

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Third-Party Links

This Website may contain links to third-party sites not controlled by The DeVito Agency. These links are provided for convenience, and use of them is at your own risk. The DeVito Agency is not responsible for the content or privacy practices of linked third-party sites.

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Changes in Our Privacy Policy

The DeVito Agency reserves the right to modify this Privacy Policy at any time without prior notice. Questions regarding this policy may be directed to us directly.

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Copyright

The DeVito Agency logo and related marks, including product and service names offered by companies represented by The DeVito Agency and its subsidiaries, are service marks of those companies.

Permission to use, copy, and distribute these materials for non-commercial purposes is granted provided the materials remain unaltered and The DeVito Agency copyright notice appears on all copies.

Use of this site is governed by the laws of the state in which The DeVito Agency conducts business. Any disputes shall be subject to the exclusive jurisdiction of courts within that state.

If any provision of these terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

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SMS Terms of Service

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Nicholas DeVito Agency. This includes SMS messages for account notifications. Message frequency varies. Message and data rates may apply. See privacy policy at www.devitoagency.com. Message HELP for help. Reply STOP to any message to opt out.